Welcome to the ooba life. We pioneered bond origination as Mortgage SA, now as ooba we are taking home finance even further.

ooba gives you the edge in finding, financing, insuring and ultimately enjoying your home. ooba gives you the ultimate homeownership experience.

oobabond gives you the financial power to secure your dream home. As the experts in home finance, we have the muscle to negotiate with the banks, navigate local laws and bank systems, expedite applications and negotiate the best interest rate.

And via oobacard, a credit card for homeowners giving you access to discounts from leading national retailers and providers of home related products and services.

1. Location, location, location. How good is the area? What about traffic noise and proximity to shops and schools?

2. Look around Get a feel for what is on offer, at what prices.

3. Safe as houses? Check the condition of the property you are interested in - the exterior walls, roof, plumbing and electrics. If there are problens, get the seller to pay for repairs or bargain down the selling price.

4. Room for growth Look at the potential for future growth - can you add extra rooms or entertainment areas, if need be?

5. Negotiate the best price Pre-qualification puts you in a good position to negotiate the best price on the property.

6. Make the most of your bond If interest rates drop, consider maintaining the same level of repayment - allowing you to repay your bond more quickly and possibly saving you thousands.

7. Don't forget the extras Don't forget moving costs and insurance cover for you while your belongings are in transit.

8. Talk to ooba We're here to give you independent advice and help you through the whole home buying process. From searching for your ideal home to securing the finance you need and even getting the insurance you require to have complete peace of mind.